# Halespring Business Capital > Halespring Business Capital is a small-business funding broker at 141 E Franklin Blvd, Gastonia, NC 28052 (phone (980) 352-5262). It helps businesses in Gastonia, NC; Dallas, NC; Bessemer City, NC; Stanley, NC; Belmont, NC; Kings Mountain, NC; Mount Holly, NC and across Gaston County, North Carolina, explore working capital, business term loans, business lines of credit, inventory financing, equipment financing and leasing, and merchant cash advances. Halespring Business Capital connects you with lending partners; partners make credit decisions and set rates and terms. Halespring Business Capital is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Halespring Business Capital does not arrange personal, payday, auto title, mortgage or SBA loans, and does not offer grants. Key facts: - Business type: small-business funding broker (not a lender) - Address: 141 E Franklin Blvd, Gastonia, NC 28052, United States - Phone: (980) 352-5262 - Apply: https://halespringbusinesscapital.com/apply/ - Service area: Gastonia, NC; Dallas, NC; Bessemer City, NC; Stanley, NC; Belmont, NC; Kings Mountain, NC; Mount Holly, NC and all of Gaston County, North Carolina - Language: English ## Funding options - [Compare Business Funding Options in Gastonia, NC](https://halespringbusinesscapital.com/business-loans/): Halespring Business Capital, a small-business funding broker in Gastonia, NC, compares six structures here: working capital, term loans, lines of credit, inventory financing, equipment financing and merchant cash advances (not a loan). Each differs in how money arrives and how it is repaid or remitted. Lending partners decide on every request and set the rates and terms. - [Working Capital Financing for Gaston County Businesses in Gastonia, NC](https://halespringbusinesscapital.com/business-loans/working-capital/): Working capital financing is short-term business funding for operating costs like payroll, rent and materials, usually repaid in fixed installments over months. Halespring Business Capital, a small-business funding broker in Gastonia, North Carolina, helps Gaston County owners measure the gap and match it with lending partners, which make the credit decision and set rates and terms. - [Business Term Loans for Gaston County Businesses in Gastonia, NC](https://halespringbusinesscapital.com/business-loans/term-loans/): A business term loan is a lump sum repaid in scheduled installments over a fixed term, suited to expansions, renovations and refinancing. Halespring Business Capital, a small-business funding broker in Gastonia, North Carolina, explains amortization, balloons and covenants to Gaston County owners and introduces requests to lending partners, which decide and set rates and terms. - [Business Lines of Credit for Gaston County Businesses in Gastonia, NC](https://halespringbusinesscapital.com/business-loans/line-of-credit/): A business line of credit is a borrowing limit you draw from as costs arise, paying interest only on what you use. Halespring Business Capital, a small-business funding broker in Gastonia, North Carolina, helps Gaston County owners decide whether a line suits recurring or uneven costs and introduces requests to lending partners, which set limits, rates and terms. - [Inventory Financing for Gaston County Businesses in Gastonia, NC](https://halespringbusinesscapital.com/business-loans/inventory-financing/): Inventory financing is business funding used to buy stock, usually secured by that stock and repaid as goods sell. Halespring Business Capital, a small-business funding broker in Gastonia, North Carolina, helps Gaston County retailers and wholesalers compare it with lines of credit and working capital, then introduces requests to lending partners, which decide and set rates and terms. - [Equipment Financing and Leasing for Gaston County Businesses in Gastonia, NC](https://halespringbusinesscapital.com/equipment-financing/): Equipment financing is business funding for machinery, vehicles and other equipment, usually secured by the equipment and offered as a loan, lease or equipment finance agreement. Halespring Business Capital, a small-business funding broker in Gastonia, North Carolina, helps Gaston County owners compare these and introduces requests to lending partners, which make the decision and set rates and terms. - [Merchant Cash Advances for Gaston County Businesses in Gastonia, NC](https://halespringbusinesscapital.com/merchant-cash-advance/): A merchant cash advance is not a loan but a purchase of future receivables: the funder pays a lump sum and collects a share of sales until an agreed amount is remitted. Halespring Business Capital, a small-business funding broker in Gastonia, North Carolina, explains holdbacks, remittance and stacking to Gaston County owners before any funder sees a request. ## Industries - [Business Financing by Industry in Gastonia, NC](https://halespringbusinesscapital.com/industries/): Halespring Business Capital, a small-business funding broker in Gastonia, North Carolina, works with Gaston County businesses in sectors its lending partners fund, including construction, restaurants, medical and dental practices, and retail and wholesale. Each sector page pairs Census County Business Patterns figures with the structures that suit its cash cycle. Every credit decision belongs to a lending partner. - [Contractor and Construction Financing for Gaston County Businesses in Gastonia, NC](https://halespringbusinesscapital.com/industries/construction/): Contractor financing covers the equipment, materials and wages builders pay before they are paid. Halespring Business Capital, a small-business funding broker in Gastonia, North Carolina, helps Gaston County's 510 construction employers and many solo trades compare equipment financing, lines of credit and working capital, then introduces requests to lending partners, which decide and set rates and terms. - [Restaurant and Food Service Financing for Gaston County Businesses in Gastonia, NC](https://halespringbusinesscapital.com/industries/restaurants/): Restaurant financing covers kitchen equipment, walk-in coolers, POS systems, renovations and payroll gaps. Halespring Business Capital, a small-business funding broker in Gastonia, North Carolina, helps owners of Gaston County's 366 employer restaurants compare equipment financing, working capital and lines of credit, then introduces requests to lending partners, which decide and set rates and terms. - [Medical and Dental Practice Financing for Gaston County Businesses in Gastonia, NC](https://halespringbusinesscapital.com/industries/medical-dental/): Medical and dental practice financing covers imaging and treatment equipment, clinic build-outs and the wait for insurance payments. Halespring Business Capital, a small-business funding broker in Gastonia, North Carolina, helps owners among Gaston County's 364 ambulatory health care employers compare structures, then introduces requests to lending partners, which decide and set rates and terms. ## Guides and calculators - [Business Funding Guides and Calculators for Gastonia, NC Owners](https://halespringbusinesscapital.com/resources/): Halespring Business Capital, a small-business funding broker in Gastonia, North Carolina, publishes these resources for Gaston County owners: a guide to the county's business personal property listing, a guide to the end of NC HUB certification and the state's Small Business Enterprise program, a directory of free local help, and a term loan payment calculator. Nothing in them offers credit. - [Gaston County, NC Business Personal Property Listing: What to List and Why Lenders Ask](https://halespringbusinesscapital.com/resources/gaston-county-business-personal-property-listing/): Gaston County, North Carolina asks businesses to list business personal property each January with the county tax office, with extensions available on request. Halespring Business Capital, a small-business funding broker in Gastonia, NC, explains what the county page says and how the asset list behind the listing supports equipment and inventory funding requests. This is not tax advice. - [Small Business Help in Gastonia and Gaston County, NC](https://halespringbusinesscapital.com/resources/gaston-county-small-business-resources/): Gaston County, North Carolina owners can get free counseling from Gaston College's Small Business Center, statewide help from the NC SBTDC and SBA, and registration services from the NC Secretary of State, NC Department of Revenue, City of Gastonia and Gaston County. Halespring Business Capital, a small-business funding broker in Gastonia, NC, lists them here without any affiliation. - [HUB, MWBE and SBE Certification in North Carolina: What Gaston County, NC Contractors Should Know](https://halespringbusinesscapital.com/resources/nc-hub-and-mwbe-certification-for-contractors/): The NC Department of Administration says the 2026 state budget eliminated the Office for Historically Underutilized Businesses and that state contracts no longer recognize HUB certifications. Halespring Business Capital, a small-business funding broker in Gastonia, North Carolina, summarizes the replacement NC Small Business Enterprise program for Gaston County contractors and explains what certification does not change. - [Business Term Loan Payment Calculator for Gaston County, NC Owners](https://halespringbusinesscapital.com/resources/term-loan-payment-calculator/): This term loan payment calculator takes an amount, an annual interest rate and a term in months and returns the monthly payment, total interest and total repaid for a fixed-rate, fully amortizing loan. Halespring Business Capital, a small-business funding broker in Gastonia, North Carolina, provides it as illustrative arithmetic only, not an offer or estimate of terms. ## Areas served - [Business Financing in Gastonia and Gaston County, NC](https://halespringbusinesscapital.com/gastonia-nc/): Halespring Business Capital, a small-business funding broker in Gastonia, North Carolina, is at 141 E Franklin Blvd. ZIP 28052 held 737 employer establishments in 2023, and Gaston County 4,594 (Census Business Patterns). This page covers local business data, registration links and free advising. Lending partners, not Halespring, make every credit decision and set terms. - [Communities We Serve in Gaston County, NC](https://halespringbusinesscapital.com/service-areas/): Halespring Business Capital, a small-business funding broker in Gastonia, North Carolina, works with owners across Gaston County from one address at 141 E Franklin Blvd. The county had 4,594 employer establishments in 2023 (Census County Business Patterns). Six nearby towns have their own pages; other communities are covered below. Each request is decided by a lending partner. - [Business Funding for Dallas, NC Businesses](https://halespringbusinesscapital.com/service-areas/dallas-nc/): Dallas, NC owners can work with Halespring Business Capital, a small-business funding broker in Gastonia, North Carolina, by phone or online. ZIP 28034, which includes Dallas, had 279 employer establishments in 2023, 59.1 percent with fewer than five employees (Census ZIP Code Business Patterns). Partners, not Halespring, rule on each Dallas request and set its terms. - [Business Funding for Bessemer City, NC Businesses](https://halespringbusinesscapital.com/service-areas/bessemer-city-nc/): Bessemer City, NC owners can work with Halespring Business Capital, a small-business funding broker in Gastonia, North Carolina, by phone or online. ZIP 28016 had 158 employer establishments in 2023, with construction and manufacturing the two largest sectors (Census ZIP Code Business Patterns). Bessemer City requests are approved or declined, and priced, by lending partners. - [Business Funding for Stanley, NC Businesses](https://halespringbusinesscapital.com/service-areas/stanley-nc/): Stanley, NC owners can work with Halespring Business Capital, a small-business funding broker in Gastonia, North Carolina, by phone or online. ZIP 28164 had 288 employer establishments in 2023, and construction was the largest sector with 57 (Census ZIP Code Business Patterns). For Stanley owners, as everywhere, lending partners decide and set the terms. - [Business Funding for Belmont, NC Businesses](https://halespringbusinesscapital.com/service-areas/belmont-nc/): Belmont, NC owners can work with Halespring Business Capital, a small-business funding broker in Gastonia, North Carolina, by phone or online. ZIP 28012 had 662 employer establishments in 2023, led by other services, restaurants, retail and health care (Census ZIP Code Business Patterns). Belmont requests are decided and priced by lending partners. - [Business Funding for Kings Mountain, NC Businesses](https://halespringbusinesscapital.com/service-areas/kings-mountain-nc/): Kings Mountain, NC owners can work with Halespring Business Capital, a small-business funding broker in Gastonia, North Carolina, by phone or online. ZIP 28086 had 516 employer establishments in 2023, led by retail, other services and construction (Census ZIP Code Business Patterns). Any decision on a Kings Mountain request, and its pricing, comes from a lending partner. - [Business Funding for Mount Holly, NC Businesses](https://halespringbusinesscapital.com/service-areas/mount-holly-nc/): Mount Holly, NC owners can work with Halespring Business Capital, a small-business funding broker in Gastonia, North Carolina, by phone or online. ZIP 28120 had 388 employer establishments in 2023, and 62.1 percent had fewer than five employees (Census ZIP Code Business Patterns). Lending partners, not the broker, decide on Mount Holly requests and price them. ## Company - [Business Funding Broker for Gastonia and Gaston County, NC](https://halespringbusinesscapital.com/): Halespring Business Capital, a small-business funding broker in Gastonia, North Carolina, does not lend money. It helps Gaston County owners compare six funding structures, gathers the records a request needs, and introduces it to lending partners, which approve or decline and set every rate and term. Call (980) 352-5262 or send the short contact form. - [How Business Funding Works With a Gastonia, NC Broker](https://halespringbusinesscapital.com/how-it-works/): Halespring Business Capital, a small-business funding broker in Gastonia, North Carolina, works in four steps: you describe the cost, we match it to a funding structure and lending partners, a partner underwrites and decides, and you compare any offer before signing. Lending partners make every credit decision and set rates and terms; Halespring never lends. - [Business Funding Questions From Gastonia, NC Owners](https://halespringbusinesscapital.com/faq/): Halespring Business Capital, a small-business funding broker in Gastonia, North Carolina, answers common questions here: whether it lends (it does not), which funding structure suits which cost, what applying involves, and where Gaston County owners find local records and free advice. Every credit decision, and every rate and term, rests with lending partners. - [Request Business Funding Options in Gastonia, NC](https://halespringbusinesscapital.com/apply/): This page holds the short request form for Halespring Business Capital, a small-business funding broker in Gastonia, North Carolina. The form asks only for your name, email, phone and business name, plus consent. We then call to discuss the purpose and which structures fit. Every credit decision, rate and term belongs to the lending partner. - [About Halespring Business Capital, a Business Funding Broker in Gastonia, NC](https://halespringbusinesscapital.com/about/): Halespring Business Capital, a small-business funding broker in Gastonia, North Carolina, is not a lender. From 141 E Franklin Blvd it explains six funding structures to Gaston County owners, helps prepare requests and introduces them to lending partners, which approve or decline and set rates and terms. It does not arrange personal, payday, title or SBA loans. - [Contact Halespring Business Capital in Gastonia, NC](https://halespringbusinesscapital.com/contact/): Halespring Business Capital, a small-business funding broker in Gastonia, North Carolina, is at 141 E Franklin Blvd, Gastonia, NC 28052, phone (980) 352-5262. Owners across Gaston County reach us by phone or through the short online form. We are not a lender; lending partners make credit decisions and set rates and terms. - [Broker Disclosures for Halespring Business Capital, Gastonia, NC](https://halespringbusinesscapital.com/disclosures/): Halespring Business Capital, a small-business funding broker in Gastonia, North Carolina, is a broker, not a lender: lending partners approve or decline each request and set every rate, term and condition. Contacting us does not promise approval, a merchant cash advance is not a loan, and details you provide are shared with lending partners for their review. ## Optional - [Full text of every page](https://halespringbusinesscapital.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://halespringbusinesscapital.com/sitemap.xml)