Bessemer City, NC owners can work with Halespring Business Capital, a small-business funding broker in Gastonia, North Carolina, by phone or online. ZIP 28016 had 158 employer establishments in 2023, with construction and manufacturing the two largest sectors (Census ZIP Code Business Patterns). Bessemer City requests are approved or declined, and priced, by lending partners.
| Place | City in Gaston County, NC, 5.9 miles west-northwest of the office |
|---|---|
| ZIP 28016 employers | 158 establishments, 2,561 paid employees (Census ZBP 2023) |
| Under five employees | 55.7 percent of ZIP 28016 employers (same source) |
| Largest sectors | Construction (28) and manufacturing (26) establishments |
| Who decides | Lending partners, not Halespring Business Capital |
Construction and manufacturing lead ZIP 28016
| Sector | Employer establishments | Under 5 employees (share) |
|---|---|---|
| Construction | 28 | 64.3% |
| Manufacturing | 26 | 26.9% |
| Other services | 23 | 73.9% |
| Retail trade | 17 | 35.3% |
| Accommodation and food services | 13 | 38.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023. In total the ZIP had 158 employer establishments, 2,561 paid employees and an annual payroll of about $134.5 million in 2023; 55.7 percent of the employers had fewer than five employees.
What the ZIP covers
Bessemer City lies entirely within ZIP 28016, but the city makes up only 12.2 percent of the ZIP's land (U.S. Census Bureau 2020 ZCTA-to-place relationship file). The counts describe the Bessemer City postal area, including countryside around the city.
Larger employers, larger equipment
Manufacturing stands out. Only 26.9 percent of the ZIP's manufacturers had fewer than five employees, compared with 64.3 percent of its construction firms. Manufacturers of that size tend to finance production machinery, forklifts and plant upgrades over several years, which points to equipment financing or a term loan rather than short-term funding. Partners usually want financial statements, the machine quote and a record of the equipment already in use.
For the many small contractors in the same ZIP, the more common questions are a work truck, a compact machine, or covering crew wages while a customer pays. That second need is what working capital financing is for.
Average pay in the postal area
Dividing the ZIP's 2023 payroll by its paid employees gives an average of roughly $52,500 per employee, compared with roughly $49,300 across Gaston County (derived from U.S. Census Bureau, ZIP Code Business Patterns 2023 and County Business Patterns 2023). This is a simple average across all sectors, not a wage statistic for any job.
Self-employment in Bessemer City, NC
An estimated 7.5 percent of Bessemer City's employed residents were self-employed, with a margin of error of plus or minus 3.6 points (U.S. Census Bureau, American Community Survey 2020-2024). That range overlaps the Gaston County estimate of 8.2 percent, so the data cannot say whether self-employment is more or less common in the city than in the county.
Registering a business in Bessemer City, NC
State entity and tax registration run through the NC Secretary of State and the NC Department of Revenue. Check with the City of Bessemer City for anything the city requires; it sets its own rules separately from Gastonia.
Working with us from Bessemer City, NC
Call (980) 352-5262 or send the short form; we ask about the purpose when we call. The Gastonia, NC page lists county-wide resources and the areas page covers neighboring towns.
The Bessemer City, NC owners we usually hear from
For Bessemer City, NC owners, Halespring Business Capital focuses on the sectors our lending partners have confirmed they fund: contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock. Approval is never automatic for any sector.
Paperwork partners commonly ask for
- The last three to six months of business bank statements
- Last year's filed tax return for the business
- An up-to-date P&L and balance sheet, even if you prepare them yourself
- Photo ID for every owner of the business
- Formation documents and your EIN
- A simple schedule of current business debt and monthly payments
Each lending partner sets its own list, so treat this as a starting point.
From first call to a partner's decision
- Reach us at (980) 352-5262 or through the contact form. When we call back, the first questions are simple: what the funding is for, how long the business has operated and its rough revenue.
- You hear which options match the need and what a partner will likely want to review. We submit nothing without your approval.
- With your permission, we take the request to lending partners that offer that kind of funding. Each partner reviews it and makes its own credit decision.
- Any offer comes from the partner. Read the total cost, the payment schedule and the terms before deciding; turning it down is always an option.
Our office is at 141 E Franklin Blvd, Gastonia, NC 28052.
By Halespring Business Capital · Updated
